The forecasts are for weak disposable income growth in this country for the coming year and possibly beyond. The true effects of fiscal tightening are expected to become more apparent going forward. But for me it's as if my disposable income has been in the grip of decline for several months already as I find that I'm just not able to do the sorts of things that I used to do before.
About a week before Christmas I caught myself carefully examining every single detail appearing on the receipt the checkout lady at the supermarket handed to me. This is something that under normal circumstances I would be the one to scowl under my breath when the person standing before me in the checkout queue was there wasting everybody's time by closely inspecting their receipt. After all these were items that they themselves had selected from the shelves. But on this day I saw that I had spent at least one-third more than I thought the shopping should cost, and I thought perhaps there might be some mistake or something. But no, there was no mistake at all. It seems that all that talk on the news about rising prices of food and other household products is true after all.
Ah yes, Christmas.. that time of year again. Alarming as this may seem to some, I have spent nearly every Christmas over the last two decades by myself. Well, it's not because I want to be alone, it's usually been because everyone I know always has somewhere else they want to be (or have to be) at Christmas. Sometimes, one or other of my siblings is feeling rich enough to make the long trip to spend Christmas in my city and this has been lovely when it has happened. For some odd reason though, on my part, I'm reluctant to impose myself on others at Christmastime, when I know what people really want to do is to be with their husband or wife and their children. Of course I've been invited several times to different people's homes, but having consistently been politely declined in the past, those invites have become less and less frequent.
So, for me, Christmas has evolved into ME time, a time when I can selfishly shamelessly and mindlessly indulge myself prodigiously in vices of all kinds, ranging from chocolate to pornography; a time when I can treat myself to an expensive item (or two); a time for toying with the idea of whether I should splash out on the TAG Heuer or the Longines and maybe fantasise about that Patek Philippe I've been ogling for months. And then of course the wardrobe is due for its yearly update and characteristically I would tease myself by flirting with the idea of purchasing a couple of bespoke suits from an insanely expensive gentleman's outfitters, knowing full well that this is way beyond my means. Eventually I would settle for some middle of the road off-the-rack suit or two from a reasonably respectable gentlemen's clothing store.
This was just to give an idea of how Christmas and the prelude to it have been in the past, at least until the Christmas of 2009. Christmas 2010 however, has been decidedly different. Which brings us back at where this post started, the hike in the cost of living. This year has shot past and I've found myself so busy with seeing to the day-to-day that by the middle of December I was wishing it was possible to have the Christmas postponed for another couple of weeks. I simply was not in the position that I'm accustomed to being when this time of year comes around.
Christmas has now come and gone and like most people I have celebrated it in the best way that I could. No, I did not acquire any luxury items for myself (for obvious reasons), but I did receive a few gifts from others, notably, a gaudy ornamental mug and a fruit bowl. In keeping with the low key I too handed out numerous greeting cards, a couple of cosmetics gift packs and some handkerchiefs. Somewhat embarrassing really, but nothing compared to what is portended for the lean times ahead. Today I took the car out for a good shine and polish since for the time being and indeed for the foreseeable future, a car upgrade is completely ruled out.
